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Tuesday, February 12, 2008

Loan consolidation

Loan consolidation ...

CREDIT CARDS, student loans, car payments, mortgages. If you go through a box of checks like a flu victim goes through Kleenex, you may be a candidate for loan consolidation. You've got lots of options to choose from, whether it's taking a personal loan from your bank or credit union or rolling your credit-card balances to a low-rate card. The key is to reduce your interest rates — not just your monthly out-of-pocket costs.

Consolidating your loans could end up saving you A LOT of money! If your paying more than 15% on many different credit cards, consider loan consolidating. Basically, what loan consolidating is, is refinancing all of your loans. than, you combine them all together. now that they are together, you just have one low monthly flat fee, and one monthly percentage rate. Loan consolidation allows you to be more organized when paying back loans, and hopefully save some money in the process. It sounds legit to me. I think i will try it with my home loan and auto loan

Car Insurance

Okay.

So I have no idea what it is with people and car insurance. Seriously. After listening to an ad, the big companies make it sound like you should change your car insurance company every 2 weeks depending on who is cheapest! i dont have that kind of time. I want my auto insurance to always be cheap. So who should i go with? Geico? Because 15 minutes could save you 15% or more? Bull! How about no insurance? Yeah that sounds great, than when i get in an accident i'll have to pay like 15,000$ in false injury claims... So basically there is no such thing as a cheap car insurance quote. Sorry!

Mesothelioma

So what exactly is mesothelioma???

Well... As quoted from "Wikipedia,"

Mesothelioma is a form of cancer that is almost always caused by previous exposure to asbestos.[1] In this disease, malignant cells develop in the mesothelium, a protective lining that covers most of the body's internal organs. Its most common site is the pleura (outer lining of the lungs and chest cavity), but it may also occur in the peritoneum (the lining of the abdominal cavity) or the pericardium (a sac that surrounds the heart).

Most people who develop mesothelioma have worked on jobs where they inhaled asbestos particles, or have been exposed to asbestos dust and fibre in other ways, such as by washing the clothes of a family member who worked with asbestos, or by home renovation using asbestos cement products. Unlike lung cancer, there is no association between mesothelioma and smoking.[2]

So to put it simply, if you have worked on a house using asbestos, or come into contact with anyone else who likes to play with asbestos, you pretty much are screwd and will get Mesothelioma. Congratulations!


In case your interested:


Symptoms of mesothelioma may not appear until 20 to 50 years after exposure to asbestos. Shortness of breath, cough, and pain in the chest due to an accumulation of fluid in the pleural space are often symptoms of pleural mesothelioma.

Symptoms of peritoneal mesothelioma include weight loss and cachexia, abdominal swelling and pain due to ascites (a buildup of fluid in the abdominal cavity). Other symptoms of peritoneal mesothelioma may include bowel obstruction, blood clotting abnormalities, anemia, and fever. If the cancer has spread beyond the mesothelium to other parts of the body, symptoms may include pain, trouble swallowing, or swelling of the neck or face.

These symptoms may be caused by mesothelioma or by other, less serious conditions.

Mesothelioma that affects the pleura can cause these signs and symptoms:

  • chest wall pain
  • pleural effusion, or fluid surrounding the lung
  • shortness of breath
  • fatigue or anemia
  • wheezing, hoarseness, or cough
  • blood in the sputum (fluid) coughed up

In severe cases, the person may have many tumor masses. The individual may develop a pneumothorax, or collapse of the lung. The disease may metastasize, or spread, to other parts of the body.

Tumors that affect the abdominal cavity often do not cause symptoms until they are at a late stage. Symptoms include:

  • abdominal pain
  • ascites, or an abnormal buildup of fluid in the abdomen
  • a mass in the abdomen
  • problems with bowel function
  • weight loss

In severe cases of the disease, the following signs and symptoms may be present:

A mesothelioma does not usually spread to the bone, brain, or adrenal glands. Pleural tumors are usually found only on one side of the lungs.